What's Covered

FlexSave™: What’s covered

The general guiding principle for eligibility is that treatment must be conducted for medical reasons, and not for cosmetic purposes. Procedures covered under traditional employee benefits would be covered under Flexsave at 100%

Other less conventional expenses that would not by typically be covered under a traditional benefits plan would be covered under Flexsave

Note: This is a partial list. Expenses must qualify as per the Income Tax Act (Section 118.2)

Hub Financial Inc. does not commit to the validity of expenses submitted through Flexsave™ and strongly recommends that clients seek advice from their Tax Advisor if there are any questions to whether an expense is eligible or not.

Qualified expenses under flexsave: [from A to Z]

Acupuncture Guide dog Physician

Alcoholism treatment Gynecologist Physiotherapist

Ambulance Hearing aid and batteries Post-natal treatments

Anaesthetist Hospital bills Pre-natal care

Artificial limbs Hydrotherapy Prescription medicine

Birth control pills Insulin treatments Psychiatrist

Blood tests Lab tests Psychoanalyst

Braces Laser eye surgery Psychologist

Cardiographs Lodging (away from home for outpatient care) Psychotherapy

Chinese medicine Massage therapy Radium therapy

Chiropractor Metabolism tests Special school costs for the handicapped

Contact lenses Naturopath Spinal fluid test

Contraceptive devices Neurologist Splints

Crowns Nursing (including board and meals) Sterilization

Crutches Obstetrician Surgeon

Dental treatment
Operating room costs Telephone or TV equipment to assist the hearing impaired

Dental X-rays Ophthalmologist Therapy equipment

Dentures Optician Transportation expenses (relative to health care)

Dermatologist Optometrist Ultraviolet ray treatments

Diagnostic fees Oral surgery Vaccines

Diapers for incontinence Organ transplant (including owner’s expense) Vasectomy

Drug addiction therapy Orthodontics Vitamins (if prescribed)

Drugs (prescription) Orthopedic shoes Wheelchair

Eyeglasses Orthopedist X rays

Fees paid to health institute prescribed by a doctor Osteopath

Fluoridation unit Pediatrician