In order to provide comprehensive coverage for your clients benefit plan, HUB Financial Inc in conjunction with AXA Assurances Inc. offers supplementary coverage to all Flexsave™ applicants. This is to provide your clients with protection for them and their employees should something catastrophic happen medically either in province or while traveling at a minimal price. This product is exclusively for Flexsave™ clients.
The coverage is in no way meant to replace traditional insurance and does include a pre-existing condition clause (six months). It can however provide tremendous financial relief should an unexpected accident or injury occur. The coverage is a combination of 2 components explained as follows:
NOTE: If you are UNincorporated, this coverage is mandatory
1. Travel Component:
If you and/or your covered dependants require medical or surgical treatment outside of your own province of residence, this plan will pay certain covered expenses to a maximum of $1,000,000.
There is no deductible associated with this component, however, is limited to a maximum trip length of 60 days.
2. In Province Catastrophic Component: (stop/loss coverage)
If you and/or your covered dependants require medical or surgical treatment due to Injury, Sickness or Disease in your province of residence, this plan will pay for the following covered expenses after you have satisfied the deductible of $1500 per person.
The plan will then cover up to $25,000 per category expense up to a combined maximum of $125,000 annually. The applicable categories are as follows:
a) Semi private hospital room and board
b) Private nursing
c) Prescription drugs, sera and vaccines
d) Ambulance (including air)
e) Services of specific licensed paramedical practitioners
f) Rental of durable medical equipment
Please refer to contract for full details of benefits and restrictions.
3. Added Benefits
As a bonus offering, AXA Assurances Inc. also include two additional services at no extra cost
i) WE CARE
A call centre that provides answers to all types of health related questions from highly experienced registered nurses and medical professionals 24 hours a day 7 days a week. You can call as often as you like and talk as long as you want...and the call is strictly confidential so you can feel safe to talk about anything.
Click here for full details
ii) C.A.L.L.
A legal line offered by AXA Assurances Inc that consists of trained lawyers, working on the line to help lead you to the right source or help clear up legal complexities
Click here for full details
COST OF BENEFITS
| |
Monthly Cost
|
Annual Cost
|
Deductible
|
Single
|
$8.00 |
$91.44 |
$1500
|
Couple
|
$15.38 |
$174.84
|
$1500/person |
Family
|
$19.68
|
$223.40
|
$1500/person
|