Fees

  • One time set-up fee of $250 payable to HUB Financial Inc.
  • There are NO charges per employee at set up
  •  An administration fee of 10% of the eligible claim amount plus applicable taxes depending on province of residence (see details below)

Example: For a $1,000 dental bill, HUB will charge a $100 processing fee plus applicable taxes.

 

Taxes

Ontario

  • HST of 13% required on the 10% administration fee
  • PST of 8% required on claim amount
  • Premium tax of 2% on claim amount and administration fee
 
British Columbia
 
  • GST of 5% required on the 10% administration fee
 
Alberta, Manitoba, and Saskatchewan
 
  • GST of 5% required on the 10% administration fee
Atlantic provinces
 
  • HST of 15% required on 10% administration fee